This 1948 Frank Capra film used to be everywhere on TV during the holiday season, for a reason that had more to do with Scrooge-like greed than Santa-like good will. The copyright to It’s a Wonderful Life had lapsed, so every local station or broadcast or cable network in the country could show it for free, and make 100 percent profit for every commercial it crammed into its telecast. Then Universal, the parent company of NBC, re-established and secured the rights, and for years